VERIFY BENEFITS
REAL SUPPORT FOR MILITARY FAMILIES

TRICARE Rehab for Drug and Mental Health Treatment

Thousands of military families across California trust Compassion Recovery Centers for TRICARE-covered mental health and addiction careโ€”now available virtually and in-person.

tricare drug rehab for veterans
REAL SUPPORT FOR MILITARY FAMILIES

TRICARE Rehab for Drug and Mental Health Treatment

Thousands of military families across California trust Compassion Recovery Centers for TRICARE-covered mental health and addiction careโ€”now available virtually and in-person.

tricare drug rehab for veterans

What Is TRICARE and Who Qualifies?

TRICARE is a government-managed health insurance program that serves current and former military members and their families. It brings together the services of the Military Health System with a civilian network to ensure comprehensive care across the U.S. and abroad, including access to addiction treatment and mental health services.

Eligibility is broader than many realize. Active-duty personnel, National Guard and Reserve members, veterans, and retirees are all eligible. So are their spouses and dependents. Importantly, you don’t need to be actively serving to qualify for coverage. If youโ€™re part of a military family โ€” or have served โ€” you likely have access to TRICARE and the life-changing care it provides.

Originally created as the Civilian Health and Medical Program of the Uniformed Services (CHAMPUS), TRICARE has evolved into one of the most robust military health insurance programs in the world. It was developed to make sure those who serveโ€”and those who support themโ€”never have to face healthcare challenges alone. Today, TRICARE includes a vast network of providers and covers a wide range of services, from everyday health needs to specialized care for addiction, PTSD, and co-occurring mental health conditions.

What Is TRICARE and Who Qualifies?

TRICARE is a government-managed health insurance program that serves current and former military members and their families. It brings together the services of the Military Health System with a civilian network to ensure comprehensive care across the U.S. and abroad, including access to addiction treatment and mental health services.

Eligibility is broader than many realize. Active-duty personnel, National Guard and Reserve members, veterans, and retirees are all eligible. So are their spouses and dependents. Importantly, you don’t need to be actively serving to qualify for coverage. If youโ€™re part of a military family โ€” or have served โ€” you likely have access to TRICARE and the life-changing care it provides.

Originally created as the Civilian Health and Medical Program of the Uniformed Services (CHAMPUS), TRICARE has evolved into one of the most robust military health insurance programs in the world. It was developed to make sure those who serveโ€”and those who support themโ€”never have to face healthcare challenges alone. Today, TRICARE includes a vast network of providers and covers a wide range of services, from everyday health needs to specialized care for addiction, PTSD, and co-occurring mental health conditions.

What Types of Rehab and Mental Health Services Does TRICARE Cover?

TRICARE’s coverage spans both addiction treatment and mental health care. For substance use disorder (SUD), TRICARE may cover detox services, inpatient rehab, intensive outpatient programs (IOP), and partial hospitalization programs (PHP). These services range in intensity and are recommended based on a personโ€™s unique clinical needs.

Outpatient rehab under TRICARE includes traditional therapy settings, like once-a-week sessions, but also higher-intensity programs such as IOPs that meet multiple times weekly. PHPs offer daily clinical support without requiring overnight stays, making them a bridge between residential and outpatient treatment.

For those dealing with opioid addiction or severe cravings, TRICARE also covers medication-assisted treatment (MAT). This combines FDA-approved medications like buprenorphine or naltrexone with behavioral therapies.

On the mental health side, TRICARE provides coverage for psychotherapy (individual, family, and group), psychoanalysis, psychological testing, and even electroconvulsive therapy (ECT) when medically necessary. Holistic options like art or music therapy are covered too, but only when part of a formal treatment plan at an approved facility.

tricare mental health coverage california
tricare mental health coverage orange county

TRICARE Plans That Cover Addiction and Mental Health Treatment

TRICARE offers a variety of plans based on a person’s service status, location, and family situation. TRICARE Prime and Prime Remote provide care in designated regions and are typically the most cost-effective. TRICARE Select offers more freedom of choice, especially for those who need specific providers or services outside of their region.

Other options include Reserve Select and Retired Reserve โ€” premium-based plans for those still serving in a reserve capacity or whoโ€™ve retired before age 60. TRICARE for Life serves as a Medicare supplement for those who qualify, while TRICARE Young Adult helps fill coverage gaps for dependents aging out of standard eligibility.

Each plan has its own nuances, especially around referrals, co-pays, and out-of-network coverage. That’s why itโ€™s critical to confirm coverage details with a representative or treatment provider.

Tricare drug rehabs in california

In-Network vs Out-of-Network Rehab Facilities

Getting care from an in-network provider can make a huge difference in cost and ease of access. When you go to a TRICARE-approved in-network facility, billing is streamlined and your out-of-pocket costs are typically minimal. Thereโ€™s no need to worry about filing claims or dealing with reimbursement delays.

Out-of-network facilities, on the other hand, may charge up to 15% more than what TRICARE allows. You might have to pay upfront and handle reimbursement paperwork yourself. Some TRICARE plans do allow for out-of-network care, but coverage amounts and processes can vary widely.

TRICARE Coverage by Level of Care

Inpatient Rehab

For patients who need round-the-clock care, TRICARE does cover inpatient treatment. To qualify, a person must be diagnosed with a substance use or mental health disorder that significantly impacts daily functioning. In emergency situations โ€” like when someone is in active withdrawal or experiencing a psychiatric crisis โ€” TRICARE will cover inpatient care without requiring pre-authorization. Non-emergency cases do require approval in advance.

Outpatient Treatment (Standard, IOP, PHP)

Outpatient treatment can take several forms. Standard outpatient care may involve weekly therapy appointments. IOPs are more intensive, offering structured treatment multiple times a week for those who need additional support but don’t require full-day care. PHPs are even more immersive, with daily sessions that typically last 4 to 8 hours. TRICARE covers all of these when theyโ€™re medically necessary and part of a certified treatment plan.

Medication-Assisted Treatment (MAT)

For opioid use disorder and certain other addictions, MAT can be life-changing. TRICARE covers this approach without requiring prior authorization. However, providers must be TRICARE-authorized and certified by the DEA to prescribe medications like buprenorphine. Coverage is available through both dedicated opioid treatment programs and office-based settings that meet federal and local regulations.

Detox Services

TRICARE covers detox services when theyโ€™re required to safely manage withdrawal. This includes both emergency detox (e.g., someone in immediate medical danger) and non-emergency detox when the patient meets certain clinical criteria. Services must be provided by an approved facility with access to medical supervision.

What Mental Health Services Are Covered?

TRICAREโ€™s mental health benefits are broad and designed to support a wide range of needs. Psychotherapy โ€” whether individual, family, or group โ€” is covered for conditions like depression, anxiety, trauma, and more. If a provider is certified, TRICARE may also cover psychoanalysis.

Psychological testing is covered when used to guide treatment planning, but not for academic purposes. TRICARE also includes prescription drug coverage for psychotropic medications prescribed as part of mental health care.

ECT is covered in some cases, usually when other treatments havenโ€™t worked. Ancillary therapies like music or art therapy are only covered if theyโ€™re delivered as part of a structured plan within an inpatient, PHP, or IOP setting. TRICARE even recognizes the importance of collateral visits, allowing family members or caregivers to consult with the treatment team when needed.

TRICARE Mental Health Rehab in Orange County, ca

How to Know If You Qualify for Coverage

The best way to find out if you qualify is to speak with your regional TRICARE contractor or a treatment provider like Compassion Recovery Centers. In general, TRICARE will cover treatment if:

  • Youโ€™ve received a clinical diagnosis
  • The treatment is medically necessary
  • Itโ€™s provided at a certified facility
  • It falls within your planโ€™s terms

Emergency care is often covered automatically, but non-emergency services usually require prior authorization. When in doubt, ask for a benefits verification โ€” itโ€™s fast and free.

Veterans and Military Family Support

Many people assume that only active-duty personnel can use TRICARE. In reality, veterans, retired service members, and their families all have access to care โ€” often at the same levels of coverage.

Compassion Recovery Centers works closely with families of service members to ensure that everyone eligible receives the treatment they need, whether itโ€™s for substance use, mental health, or both.

Our TRICARE Drug Rehab Helps Veterans With:

Many veterans face invisible battles long after their service ends. At Compassion Recovery Centers, we recognize that substance use and mental health challenges are often deeply connected to experiences during and after military serviceโ€”from the pressures of active duty to the emotional toll of returning home. Our TRICARE-covered rehab programs are designed to address these complex struggles with clinical expertise, trauma-informed care, and deep respect for those whoโ€™ve served. Whether you’re dealing with emotional triggers, lingering pain, or the weight of transition, weโ€™re here to help you find stability and strength again.

We Help With:

Comprehensive Coverage

How to Find a TRICARE-Approved Rehab Facility

If youโ€™re searching for a โ€œTRICARE rehab near me,โ€ Compassion Recovery Centers is here to guide you every step of the way. As a trusted provider for military families across California, we proudly accept TRICARE and understand the complexities of coverage so you donโ€™t have to navigate it alone. Whether you’re a veteran, active-duty family member, or retiree, we offer personalized care that meets you where you areโ€”mentally, emotionally, and logistically.

From medically supervised detox and inpatient rehab to flexible options like PHP, IOP, and virtual treatment, our programs are designed to support lasting recovery. Every level of care is delivered with evidence-based therapies, licensed clinicians, and an unwavering commitment to treating both substance use and co-occurring mental health disorders.

Our admissions team specializes in working with TRICARE beneficiaries and can walk you through the entire verification process in just minutes. Call (877) 375-4344 or check your coverage online today. Real help is just a call awayโ€”and weโ€™re honored to serve those whoโ€™ve served.

Accepted Insurance

The Compassion Recovery Centers is in-network with most major insurance carriers including Aetna, Blue Cross Blue Shield, Cigna, Humana, and United.

If you donโ€™t have health insurance or your coverage is limited, that shouldnโ€™t prevent you from accessing care. Compassion Recovery Centers offers private pay options to accommodate your needs.

We are simplifying the health insurance verification process with our online system, allowing you to verify your benefits in seconds. By streamlining the insurance verification process, we connect you to the care you need, as quickly as possible.

Our online insurance verification tool is HIPAA-compliant, so your information is secure and confidential at every step.

Check Your Coverage

Instantly check if your insurance covers treatment at Compassion Recovery Centers. All fields are required to verify eligibility.

Name(Required)
This field is for validation purposes and should be left unchanged.

Accepted Insurance

The Compassion Recovery Centers is in-network with most major insurance carriers including Aetna, Blue Cross Blue Shield, Cigna, Humana, and United.

Check Your Coverage

Instantly check if your insurance covers treatment at Compassion Recovery Centers. All fields are required to verify eligibility.

Name(Required)
This field is for validation purposes and should be left unchanged.

We are simplifying the health insurance verification process with our online system, allowing you to verify your benefits in seconds. By streamlining the insurance verification process, we connect you to the care you need, as quickly as possible.

Our online insurance verification tool is HIPAA-compliant, so your information is secure and confidential at every step.

Scroll to Top

Verify Insurance for Free

You could save up to 100% of your treatment using your Insurance.

BlueCrossBlueShield Logo

Take Your First Step

Our compassionate team is here to listen and support you on your recovery journey 24/7, and your conversation is always 100% confidential.